Prepaid Cards - Unbanked

 

 

Prepaid MasterCard

Cardholder Benefits

 

No credit check required... just a valid Identification, (see Cardholder Application for ID types)... no need to be a US resident as long as you are able to present the proper identification and have a physical mailing address... receive associated bank account, access online, free Cards for family members...

 

  • Cash Rebates (from 5% to 25%) for purchases at 100's of local restaurants, entertainment, travel, retail and service merchants, including access to an exclusive online shopping portal.  (PlusCounts™) are instantly credited your  Prepaid Card account within ten minutes of the purchase transaction.  New Merchants being added every week!

 

  • Save money on out-of-pocket medical/dental expenses, a completely free program with no expiration date that provides pre-negotiated discounts of up to 80% at over 500,000 physicians, dentists and healthcare providers; including pharmacies, hearing & vision care providers, 24/7 tele-medicine and much more, (see chart below for details). Compare this benefit to other discount medical/dental plans that typically cost $29.95 per month and more. (This is not insurance)

 

  • Direct deposit or bank to card deposit of your earnings or commissions, card loading performed by employers each scheduled pay period.  Funds are available immediately.

 

  • Free cashing of all  paper checks, this feature available for any check payments including tax refunds, government checks or recurring benefit payments.

 

  • Free convenient Bill Pay Application, pay all your bills through the mobile interface.

 

  • Move Money to family members, (including to Mexico), with Companion or Secondary Cards.  Simply order your personalized Companion or Secondary Card from the Cardholder website. Receive up to 4 Cards free of charge.

 

  • Free Personal Financial Manager, take advantage of advanced household cash management applications with the online Personal Financial Management tools, including;

 

    • Budget Tool: Create a personal budget, compare your spending against your budget.
    • Transaction Tracker:  Categorize every purchase transaction for tax purposes.
    • Digital Safety Deposit Box:  Unlimited digital document storage for important documents like tax returns, appraisals,
      insurance and legal documents, etc.
    • Asset Manager:  Create a Personal Balance Sheet to see exactly where you stand.

 

  • Never forget to record a payment or deposit, your electronic check register does it for you, in real-time. No guess work.  Calculates your actual new balance automatically, allowing you to avoid a decline at the cash register. Sends free SMS text alerts in real-time.

 

  • Free SMS text alerts or emails, for your actual transactions, payments, deposits and budget alerts.  Know exactly what your cash balance is at all times

 

  • Mobile Recharge with all major cellular providers

 

  • No hidden fees, never an NSF or Overdraft Fee, (typical with major bank issued cards).  No minimum balance required.

 

  • Free Credit Scores, monitor your credit score on demand for free

 

  • All funds on your Prepaid Card are fully FDIC insured, just like with any other bank account or credit/debit card

 

  • Your purchases are protected by the MasterCard™ Zero Liability Policy

 

  • If you lose your Card, you have not lost your money.  Just order a Replacement Card, your money remains safe.

 

  • Your MasterCard™ Prepaid Card is safer than cash, accepted worldwide, no need for traveler or traditional checks.  Reduce risk of theft or injury-never carry around large sums of cash; store your cash on your card instead

 

  • You can use your card anywhere Mastercard™ is accepted worldwide; in person, online or by phone. Load funds on your Card online or at thousands of retail locations across the US.

 

Health Services Plan

 

 

Prepaid Debit Card Application.doc